# MarketsNinja

> MarketsNinja is an independent insurance appetite network. Agents send a risk and see which programs want it, how likely each is to quote, and why. Carriers, MGAs and MGUs publish and manage program appetite once, and every underwriting decision sharpens the next answer. Status: Early access. The matching engine is being built now; join the waitlist and we will bring you in as it opens.

MarketsNinja serves three audiences: retail agents who need to place commercial risks, program owners (MGAs, MGUs, program managers and carriers) who manage appetite and referrals, and developers who embed appetite search through an API, an MCP server or a widget. Pricing is per call in gas (1 gas = $0.01).

## Pages

- [MarketsNinja — the independent appetite network](https://marketsninja.com/): What MarketsNinja is, who it is for, how it works, pricing and FAQ.
- [For MGAs, MGUs, program managers and carriers](https://marketsninja.com/programs): Claim your program, confirm rules drafted from your guidelines, and work a referral queue with reason codes.
- [For retail agents](https://marketsninja.com/agents): Find markets for a commercial risk in seconds, with likelihood to quote and reasons. Pay per submission.

## Reference

- [Full product description](https://marketsninja.com/llms-full.txt): audiences, how it works, pricing and every FAQ as plain text.
- [Sitemap](https://marketsninja.com/sitemap.xml): all indexable pages.

## Optional

- [Health](https://marketsninja.com/api/health): service status, JSON.