Find markets in seconds
Describe the risk once and see every program whose appetite fits, instead of emailing five wholesalers to learn three of them do not write the class.
For retail agents
Insurance appetite search across carriers, MGAs and MGUs. Send a commercial risk, see who wants it, how likely each is to quote, and what they will ask.
Early access. Matching opens to waitlisted agents first.
What you get
Stop chasing markets. Start placing risks.
A commercial insurance market finder built for the way agents actually work.
Structured or documents
Send structured data for the lowest price, or drop the ACORD forms, loss runs and emails you already have. We extract them into the same shape, so you can submit an ACORD to multiple markets at once.
Likelihood to quote, with reasons
Each program comes back with a likelihood to quote and the reasons behind it. A rule decline names the rule, so you never guess why.
See what the underwriter will ask
Results show the questions a program usually asks for a risk like yours, so you can answer them before you submit.
E&S market access
Request access to programs you are not appointed with, including E&S markets, straight from your results.
Track the back-and-forth
Questions, subjectivities, counter-offers and declines stay in one thread per submission, across every market you sent it to.
Pay per submission
No seat license. A quick match, a structured submission, or a document submission, each billed per call from your gas wallet.
Pricing
Pay per submission.
1 gas = $0.01. Status, answers and the deal thread are free.
| Quick match · shop before you submit | 10 gas · $0.10 |
|---|---|
| Structured submission · cheapest path | 25 gas · $0.25 |
| Document submission · ACORDs, loss runs, emails | 25 gas + AI × 1.3 |
| Thread, status and answers | free |
A typical ACORD and loss-run packet is expected to land around $0.75–$2.00.
FAQ
Questions from agents
How fast can I find markets for a risk?
In seconds. Send the risk and get back the programs that want it, with a likelihood to quote and the reasons behind each score.
Do I have to re-key everything?
No. Send structured data for the lowest price, or drop the ACORD forms, loss runs and emails you already have and we extract them into the same shape.
What does a submission cost?
A quick match is 10 gas ($0.10). A structured submission is 25 gas ($0.25). A document submission is 25 gas plus the AI extraction cost times 1.3. Status, answers and the deal thread are free.
What if I'm not appointed with a program?
You can request access to programs you are not appointed with, straight from the match results.
Will I know what the underwriter is going to ask?
Yes. Results show the questions a program usually asks for a risk like yours, so you can answer them before you submit.
Where does the back-and-forth happen?
Questions, subjectivities, counter-offers and declines stay in one thread per submission, so you can track every market in one place.
Is it available now?
MarketsNinja is in early access. Join the waitlist and we will invite you as the engine opens.
Early access
Throw us your hardest risk.
Join early access. Waitlisted agents get matching first, with a free gas balance to start.
We only use your email to invite you to early access.